Wyoming's mandatory auto liability insurance law requires that anyone driving a motor vehicle must satisfy the state's financial responsibility limits of:
- $25,000 for bodily injury or death to one person.
- $50,000 total per accident for bodily injury or death.
- $20,000 for damage to property.
Other types of proof of financial responsibility may be given by filing:
1. A certificate of insurance.
2. A bond.
3. A Certificate of Deposit of money or securities in the amount of $25,000, deposited with the State Treasurer
Wyoming law allows a law enforcement officer the right to request proof of insurance at any time. You do not have to be involved in an accident before you may be requested to provide proof of insurance. If the operator cannot show written proof of financial responsibility, the driver shall have seven (7) days to produce such proof. Any person who is convicted of violating this mandate may be fined not more than seven hundred fifty dollars ($750), imprisoned for not more than six (6) months, or both. Beginning January 1, 1993, no motor vehicle shall be registered unless the applicant verifies the motor vehicle is covered by a motor vehicle liability policy in full force and effect in the amounts of 25/50/20 or a bond on file with the Department of Transportation in amounts provided by Wyoming Statute 31-9-102(a)(xi).
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