When you drive in Washington, you must have insurance. If you drive a vehicle that is registered in Washington, or is required to be registered under Revised Code of Washington (RCW) 46.16, you must have one of the following:
An auto insurance policy with limits of at least:
- $25,000 for bodily injury or death to one person.
- $50,000 total per accident for bodily injury or death.
- $10,000 for damage to property.
Self insurance. If you or your company have 26 vehicles or more, you may qualify for self-insurance.
A certificate of deposit for at least $60,000. You can make a deposit of collateral with the State Treasurer's office or in a bank account set up for the state of Washington.
A liability bond for at least $60,000. The bond must be filed by a surety bond company authorized to do business in this state.
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