Tennessee Car Insurance Quotes

Tennessee state law requires minimum coverage of:

• $25,000 for bodily injury or death to one person.
• $50,000 total per accident for bodily injury or death.
• $15,000 for damage to property.

A conviction for failure to provide evidence of financial responsibility will be a Class C misdemeanor punishable only by a fine of not more than one hundred dollars ($100.00). Also, once the State is notified of a conviction, the violator's drivers license will be suspended.

Evidence of Financial Responsibility

Evidence needed to comply with the law includes documentation such as an insurance card, binder or declaration page of a policy from an insurance company authorized to do business in Tennessee, stating that a policy of insurance meeting the requirements of the Tennessee Financial Responsibility Law of 1977 has been issued; or a certificate from the Department of Safety noting that a cash deposit or bond has been posted in the amount required by the Tennessee Financial Responsibility Law of 1977, or that a person has qualified as a self-insurer under Section 55-12-111, or the motor vehicle being operated at the time of the violation was owned by a carrier subject to the jurisdiction of the Department of Safety or the Interstate Commerce Commission, or was owned by the United States, this state or any political subdivision thereof, and that such motor vehicle was being operated with the owner's consent.