South Carolina Car Insurance Quotes

South Carolina requires that you purchase liability and uninsured motorist coverage to drive legally in the state. Auto insurance can be divided into two basic coverage areas: liability and property damage.
South Carolina state law requires minimum coverage in the amounts of:

• $25,000 for bodily injury or death to one person.
• $50,000 total per accident for bodily injury or death.
• $25,000 for damage to property.

When registering your vehicle, you must provide the name of your insurance company and policy number. If you are issued a driver's license for the first time in South Carolina, you will be required to provide vehicle insurance information.

Each state must implement either a tort system or a no-fault system. South Carolina implements a tort system. The three basic coverages sold under the tort system are bodily injury liability insurance, property damage liability insurance and uninsured motorists coverage.

If your liability insurance is cancelled or expired, you must return your vehicle's license plate and registration to DMV or reinstate your coverage. Otherwise, your driver license and vehicle plate will be suspended and you will be subject to a reinstatement fee of $200 and $5 penalty for each day the vehicle was uninsured or plate(s) was not turned in. The maximum penalty for the first offense is $400 per vehicle.