North Carolina Car Insurance Quotes

North Carolina state law requires minimum coverage in the amounts of:

• $30,000 for bodily injury or death to one person.
• $60,000 total per accident for bodily injury or death.
• $25,000 for damage to property.

The state of North Carolina began registering vehicles for the first time on July 1, 1909. Since that time, the North Carolina highway system has become the largest state-maintained road system in the nation. During the same period, the number of uninsured vehicles grew so rapidly that in 1957 North Carolina became one of the first states to adopt a compulsory insurance law.

A license plate must be surrendered whenever insurance has been deleted for any reason.

The Vehicle Financial Responsibility Act of 1957 requires that all motor vehicles registered in the state must be covered by an automobile liability insurance policy and that the insurance must remain in effect with continuous coverage until the registration is terminated.

When titling/registering your vehicle you will need to provide proof of insurance.

Acceptable proofs of insurance include:

• Owner provides insurance company name and policy number (Self Certification)
• Or a Certificate of Insurance (FS-1), obtained from an Insurance Company that is licensed to do business in North Carolina.

North Carolina law requires each company to notify the DMV when coverage has been cancelled.