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Mississippi Car Insurance Requirements
Mississippi law requires that all drivers maintain liability insurance and carry a card in their vehicles at all times showing that you have liability insurance. On January 1, 2006, the minimum liability requirements increased to the following:
  • $25,000 for bodily injury or death to one person.
  • $50,000 total per accident for bodily injury or death.
  • $25,000 for damage to property.

Technically, you, as a Mississippi driver, can legally satisfy these requirements by:
  • Showing proof of liability insurance with bodily injury and property damage limits at least equal to the minimum requirement.
  • Posting a bond for these same amounts.
  • Making a cash or security deposit equal to the minimum requirements.
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