Massachusetts Car Insurance Quotes

There are several types of compulsory insurance that you are required to purchase under Massachusetts law. These coverages are:

Bodily injury to others protects you against legal liability for the accidental injury or death of others (but not your passengers) caused by the operation of your car, but only if the accident occurs in Massachusetts.

Property damage pays for damage to another person's property when you, a household member or another authorized driver cause an accident.

Massachusetts state law requires minimum coverage of:

• $20,000 for bodily injury or death to one person.
• $40,000 total per accident for bodily injury or death.
• $5,000 for damage to property.

Personal Injury Protection (PIP) pays up to $8,000 for medical expenses, replacement services and 75% of any lost wages. PIP will pay these expenses to you or anyone you let drive your car, anyone living in your household, passengers and pedestrians, no matter who causes the accident.

Bodily Injury Caused by Uninsured Autoprotects you, anyone you let drive your car, household members and passengers (unless covered by another Massachusetts policy with similar coverage) against losses caused by an uninsured or unidentified ("hit and run") driver. A minimum limit of $20,000 per person and $40,000 per accident is required.