Washington, District of Columbia Car Insurance Quotes

The Compulsory/No-Fault Motor Vehicle Insurance Act requires that every person applying for registration or a reciprocity sticker in DC, have valid DC vehicle insurance. The insurance must be maintained as long as the vehicle is registered. Lapses in coverage are subject to fines. Do not cancel insurance until vehicle tags are surrendered to DMV.

District of Columbia residents, who incur fines for insurance lapse may enter a one-time payment plan.

The following are minimum insurance liability coverage requirements:

• $25,000 for bodily injury or death to one person.
• $50,000 total per accident for bodily injury or death.
• $10,000 for damage to property.

Uninsured Motorist Bodily Injury:

• $25,000 for bodily injury or death to one person.
• $50,000 total per accident for bodily injury or death.
• $5,000 for damage to property (subject to $200 deductible).

Valid DC proof of insurance is required to register or renew a vehicle registration. If insurance coverage is terminated for any reason, vehicle tags and registration must be surrendered to the DMV immediately. Failure to surrender tags after termination or cancellation of insurance will result in the assessment of fines and penalties. Insurance companies are legally obligated to notify DMV of any insurance cancellation/termination. When this notification occurs, DMV will send the vehicle owner an insurance verification notice to allow the owner to provide proof of insurance, such as coverage with a different insurer.

Failure to maintain continuous valid insurance on a vehicle registered in the District of Columbia will result in suspension of registration tags and reciprocity sticker. An individual will be assessed a fine of $150 for a lapse in insurance coverage from 1 to 30 days and $7 for each additional uninsured day after the first 30 days, up to a maximum of $2500.