Colorado Car Insurance Quotes

You must have car insurance if you own and drive a car. If you are driving a car you do not own, you must be sure it is insured and you are covered, either by your own policy or by the owner, in some cases.

Colorado law requires you have at least the minimum of:

• $25,000 for bodily injury or death to one person.
• $50,000 total per accident for bodily injury or death.
• $15,000 for damage to property.

If you have a loan on your vehicle your lender will also require you carry comprehensive and collision coverage which insures the lender's interest in the vehicle.

Medical Payments coverage or Med-Pay. (Mandatory Offer/Recommended.)
As of Jan. 1, 2009, Med-Pay is a required part of every automobile insurance policy issued or renewed in Colorado.

Consumers have the option of “opting out” which means they can state in writing they do not want the additional medical coverage as part of their automobile insurance. Although each consumer must make the decision, Med-Pay is recommended for those individuals who do not have the financial resources to pay the immediate medical costs often associated with a car accident.