California Car Insurance Quotes

Minimum liability insurance requirements for private passenger vehicles
(California Insurance Code §11580.1b)

• $15,000 for bodily injury or death to one person.
• $30,000 total per accident for bodily injury or death.
• $5,000 for damage to property.

Liability insurance compensates a person other than the policy holder for personal injury or property damage. Comprehensive or collision insurance does not meet vehicle financial responsibility requirements.

If you cannot afford liability insurance you may be eligible for the California Low Cost Automobile Insurance Program. Additional information is available at www.aipso.com/lc/ or call 1-800-602-8861.

Types of financial responsibility

• A motor vehicle liability insurance policy
• A cash deposit of $35,000 with DMV
• A DMV issued self-insurance certificate
• A surety bond for $35,000 from a company licensed to do business in California.

For information regarding cash deposits, or self insurance, please contact DMV Financial Responsibility Unit, at (916) 657-6520.

To locate a company that issues surety bonds, please contact the Department of Insurance at 1-800-927-4357 or visit insurance.ca.gov.